Founded in 1954, Hudson River Community Credit Union’s mission is to improve the well-being of members and their families by providing quality financial services with the best overall value. HRCCU is a not-for-profit banking institution offering various checking, savings, and certificate accounts, as well as mortgage and home equity loans, auto loans, and personal and business loans. With branches spanning four counties in New York State, anyone who lives, works, worships, or attends school within Saratoga, Warren, Washington, or Rensselaer counties, or the Towns of Cohoes, Watervliet, or Green Island are eligible to join, as well as are their immediate families. Federally Insured by NCUA. Equal Housing Lender.