Seeking a mortgage for a home A first-time home buyer Refinancing your home in Michigan We can offer... Conventional loans at very competitive interest rates No down payment loans (VA and USDA Rural Development Loans) FHA loans MSHDA loans with down payment assistance Over 44 convenient locations Michigan Personalized service We, at John Adams Mortgage Company, look forward to hearing from you and assisting you with your refinancing, home purchase or other needs.