Capstone Liberty is a local, Louisville based insurance agency that offers Family Heritage supplemental health insurance products. Our underwriter - Family Heritage - is a 29 year industry leader in supplemental health insurance. We specialize in cancer policies, accidental injury plans, heart attack, stroke, & heart disease, intensive care policies, hospital confinement and life insurance plans. Our trademark is the return of premium feature that returns all premiums minus claims to policy holders if they don't use our policies.